Now Selling · 2 Units Available

Emerald of Katong

Direct developer balance units available. Private showflat walkthroughs by appointment.

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

Now Selling: Emerald of Katong Balance Units

Emerald of Katong by Sim Lian Group is a 99-year leasehold condominium in District 15, offering 846 units from 1 to 5 bedrooms. The development features a 2-storey grand clubhouse, 9 swimming pools, and a Peranakan heritage courtyard. Balance units are now available for sale. Schedule a private showflat appointment to review the latest indicative price guides and choose your ideal floor plan with direct developer release and zero agent fees.

Project Vitals
DeveloperSim Lian Group
District / RegionD15 · RCR
Tenure99-year Leasehold
Total Units846
Expected TOP2029
Key Investment Distinctives
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Connectivity

400 m to Tanjong Katong MRT (TE25) and 1.2 km to Dakota MRT (CC8). Easy access to expressways for island-wide connectivity.

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Schools & Lifestyle

Near Haig Girls' School, Tanjong Katong Primary, Kong Hwa School, CHIJ (Katong) Primary, and Dunman High School. Close to Katong lifestyle amenities.

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Growth Potential

Located in D15, a sought-after residential enclave. The area is well-served by amenities and enjoys connectivity, with potential aligned to URA master plans.

Indicative Unit Breakdown & Guide Price

1 to 5-bedroom units available. Indicative guide prices upon request. Register now for the latest balance unit availability.

Indicative starting from $2,400

All prices are indicative guide prices only, subject to developer confirmation and change without notice. Register below to receive the latest price sheet.

Emerald of Katong Garden Landscape

*The information is subject to change and photos/images used are artists' impressions for illustration purposes only.

An Urban Oasis of Serenity

Emerald of Katong is crafted with architectural finesse, featuring lush botanicals and a Peranakan heritage courtyard that celebrates local culture. The residences offer a tranquil lifestyle, blending modern design with nature.

Experience harmony between urban vibrancy and natural retreat. The development provides family-friendly facilities, including a kids' water adventure pool and children's playground, fostering a balanced and active community.

Arrive through a grand welcome at the 2-storey clubhouse, then retreat to your private sanctum. Indulge in resort-level wellness with a 50m lap pool, spa pods, and state-of-the-art gymnasium.

SINGAPORE NEW LAUNCH PURCHASE ROADMAP

Emerald of Katong — New Launch Purchase Procedure (8-Step Roadmap)

A structured roadmap for purchasing available developer balance units: from showflat inspection and direct 5% OTP booking to progressive construction calls and key handover.

Step 1 Prior to Booking (1–3 Days)

Affordability & In-Principle Approval (IPA)

55% TDSR / Bank IPA Pre-Check

Obtain swift bank In-Principle Approval (IPA) within 1–3 days to confirm your MAS 55% TDSR borrowing quantum and cash/CPF downpayment budget prior to securing your choice unit.

  • ✓ Fast-track bank IPA assessment (1–3 days)
  • ✓ CPF OA balance & down payment prep
  • ✓ Stamp duty (BSD/ABSD) funds ready
Step 2 Immediate · Live Sales

Live Balance Units & Developer Starbuys

Direct Developer Release

Review live developer availability and latest discounted starbuy promotional units. Available balance units are transacted directly on a first-come, first-served basis with immediate confirmation.

  • ✓ Live available stack & unit inventory
  • ✓ Developer promotional discounts & starbuys
  • ✓ Price per sq ft vs recent transactions
Step 3 By Appointment (Daily)

Private Showflat Tour & Site Analysis

Hosted Tour · Zero Agent Fees

Guided walkthrough of show suites and physical development site to inspect spatial layouts, premium fittings, actual view corridors, and distance to MRT and schools.

  • ✓ Show suite inspection & layout evaluation
  • ✓ Finishes & branded fittings check
  • ✓ Actual site perimeter & view orientation
Step 4 Decision Matrix

Stack & Floor Level Optimization

Optimal Value Selection

Compare available floors and stacks using the Elevation Matrix. Analyze floor premiums, pool vs landscape views, and optimal price quantum to lock in your preferred unit.

  • ✓ Precise floor jump premium check
  • ✓ Facing & pool vs landscape view trade-offs
  • ✓ Target unit confirmation with backup choice
Step 5 Direct Booking (Immediate)

Direct Unit Booking & Option to Purchase (OTP)

5% Booking Deposit (PayNow/Cheque)

Select from available balance units and secure immediately with a 5% booking fee (via PayNow/Cheque/Cashier’s Order) in exchange for the Option to Purchase (OTP). No balloting wait required.

  • ✓ Lock choice unit & stack
  • ✓ Pay 5% booking deposit
  • ✓ Receive developer-signed OTP
Step 6 Weeks 2 to 9

Exercise S&P Agreement & Stamp Duties

15% Balance (Cash/CPF) + BSD

Developer issues S&P within 14 days. Exercise OTP within 3 weeks; pay BSD/ABSD within 14 days of exercise. Complete 15% balance payment within 8–9 weeks from OTP.

  • ✓ Appoint conveyancing lawyer
  • ✓ Exercise OTP within 3 weeks
  • ✓ Pay Stamp Duty (BSD) within 14 days
  • ✓ Pay 15% balance within 9 weeks
Step 7 Ongoing Construction · Est. TOP 2029

Progressive Milestone Payments & Construction Progress

5%–10% Stage Milestone Calls

Because construction is actively underway towards TOP (Est. 2029), early completed structural stages are billed at S&P completion, with remaining 5%–10% milestone calls spread over the shortened construction period.

  • ✓ Early completed stages billed upon S&P
  • ✓ Remaining tranches billed per certified milestone
  • ✓ Significantly shortened waiting time to TOP
Step 8 Nearer TOP (Est. 2029)

TOP Key Handover & 12-Month Warranty (DLP)

25% on TOP; Final 15% on CSC

With a significantly nearer TOP date (Est. 2029), collect keys sooner for immediate personal move-in or fast rental yield generation. Full 12-month Defects Liability Period (DLP) warranty included.

  • ✓ Accelerated timeline to key collection & move-in
  • ✓ 12-month defect warranty coverage
  • ✓ Immediate rental income potential upon TOP

Emerald of Katong Mortgage & Affordability Calculator

Indicative monthly instalment — adjust the rate to match your bank's package.

Max 75% for a first housing loan, tenure ≤30yr not past age 65.
Up to 30 years (or 35 years with lower 55% LTV), not past age 65.
Indicative only — actual rates depend on lender, profile and TDSR assessment.
Estimated Monthly Instalment
S$ 0
Loan: —
Down payment: —
Estimates only. Down payment shown as total — cash vs CPF split varies. Consult a mortgage advisor for binding figures.

Stamp Duty & Affordability Check

Indicative BSD/ABSD payable and a TDSR affordability check.

Car loans, personal loans, credit card min. sums, etc. (assessed under 55% TDSR).
Buyer's Stamp Duty (BSD)
S$ 0
Additional Buyer's Stamp Duty (ABSD)
S$ 0
Total stamp duty: —
TDSR: —
—
Indicative only, based on IRAS BSD/ABSD rates and MAS's 55% TDSR threshold. Actual duties/eligibility depend on your full financial profile — consult a conveyancing lawyer or mortgage advisor.
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New Launch Progressive Payment Timeline & Cashflow Milestones

Dynamic Singapore URA Standard Sale & Purchase Agreement timeline calculating stage call amounts, funding sources (Cash/CPF vs Loan), and progressive amortised monthly instalments.

💡 <strong>How Progressive Payment Works:</strong> During construction, bank loan disbursements are called in tranches as certified by architects. You only service mortgage interest and instalments on the <strong>cumulative loan drawn to date</strong>, keeping initial monthly payments significantly lower until key handover (TOP).
Total Cash/CPF (incl. Duties) —
Total Bank Loan Disbursed —
Grand Total (Price + Duties) —
Peak Monthly Instalment (TOP) —

* Milestone disbursements are indicative and based on Singapore URA/HDB Standard S&P schedules and MAS regulations. Actual drawdowns depend on developer architectural certification, legal conveyancing, and lender packages. Consult a Project Specialist.

🛡️ Essential Buyer Protection · Pre-Booking Requirement

Bank In-Principle Approval (IPA) — Why It Is Critical Before Booking

An official conditional loan pre-assessment from major Singapore banks (DBS, OCBC, UOB) establishing your indicative borrowing limits under MAS TDSR (55%) rules, safeguarding booking deposits against loan shortfalls.

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Safeguard Against 25% Booking Fee Forfeiture

New launches require a 5% cash booking fee for the OTP. If loan financing fails before expiry, <strong>25% of this deposit is legally forfeited (losing $20,000 to $50,000+)</strong>. Obtaining an In-Principle Approval (IPA) safeguards your booking deposit against borrowing shortfalls.

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Maximum Loan Budget Clarity

Balloting moves fast. An active IPA gives you maximum loan budget clarity, letting you select your preferred stack and floor level with complete confidence.

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Fast-Track Letter of Offer (24–48h)

With an active IPA, banks convert your pre-approval into a formal Letter of Offer within 24–48 hours upon OTP issuance, easily beating the 3-week legal deadline.

FAQ

Emerald of Katong is a 99-year leasehold condominium.

The development comprises 846 units. Balance units are currently available for sale; please register for the latest availability.

Indicative guide prices are available upon request. Please contact us for the latest price guide.

The expected TOP is in 2029.

The development is near Tanjong Katong MRT (TE25) and Dakota MRT (CC8), with easy access to expressways.

Nearby schools include Haig Girls' School, Tanjong Katong Primary School, Kong Hwa School, CHIJ (Katong) Primary, and Dunman High School.

Developed By: Sim Lian Group

Sim Lian Group · Official Developer Partner

Sim Lian Group has been creating homes for families in Singapore for over four decades, originally establishing its reputation as a premier civil engineering and construction specialist before expanding into comprehensive property development. Because Sim Lian maintains its own in-house construction capabilities (Sim Lian Construction, holding an A1 grade from BCA), it exercises rigorous direct oversight over structural integrity, material quality, and on-time project completion. Sim Lian has earned deep respect among Singaporean buyers for its unmatched spatial efficiency: expansive living rooms, generous kitchen spaces, and practical bedroom layouts with minimal unusable corridor space, offering exceptional value per square foot.

Contact Project Specialists

Inquire about available balance units, developer price sheets & showflat viewings for Emerald of Katong

Huttons Asia Pte Ltd (CEA Licence No. L3008899K) · Bala Murugan (R072904C) & Robert Sim (R071157I)

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Zero Agent FeesDirect developer pricing with 0% buyer commission.
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VIP Sales Gallery AccessPersonalised showflat walkthrough & latest balance units consultation.
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Direct Price SheetsOfficial e-brochure, floor plans and indicative price guides.